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Specification
  • 1Introduction
  • 2Business Model
  • 3Prerequisites and technical details
API reference
  • AISP
    • GETaccounts
    • GETbalances
    • GEToverdrafts
    • GETowners
    • GETtransactions
    • GETdetails
    • PUTconsents
    • GETend user identity
    • GETtrusted beneficiaries
  • PISP
    • POSTpayment requests
    • GETpayment requests
    • PUTpayment requests
    • POSTconfirmation
    • GETtransactions
  • CBPII
    • POSTfunds confirmations
Examples
  • 6.1PSU Context Retrieval
  • 6.2Consent Forwarding
  • 6.3PSU identification Retrieval
  • 6.4Account Owners Identities Retrieval
  • 6.5Account Balances Retrieval
  • 6.6Account Overdrafts Retrieval
  • 6.7Account Transactions Retrieval
  • 6.8Account Transaction details Retrieval
  • 6.9Trusted Beneficiaries Retrieval
  • 7.1Account Amount Coverage Check
  • 8.1Payment Request with multiple instructions having different
  • 8.2Payment Request with multiple instructions having different beneficiaries
  • 8.3Standing Orders Request
Changelog
  • Changelog
  1. Home
  2. STET 1.6.3.1
  3. Flows
  4. 8.2. Payment Request with multiple instructions having different beneficiaries

8.2. Payment Request with multiple instructions having different beneficiaries

8.2.1. Payment Request Submission

8.2.1.1. Request
POST http://localhost:18080/v1/payment-requests?ui_locales= Headers 
 
content-length: 2529 Body 
 
{ "paymentInformationId" : "MyPmtInfId", "creationDateTime" : "2021-11-16T15:30:01.435239+01:00", "numberOfTransactions" : 2, 
 
"initiatingParty" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" "paymentTypeInformation" : { "serviceLevel" : "SEPA", "localInstrument" : "INST", "categoryPurpose" : "CASH" "debtor" : { "name" : "MyCustomer", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ" "chargeBearer" : "SLEV", "creditTransferTransaction" : [ { "paymentId" : { "instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" "requestedExecutionDate" : "2021-11-16T15:30:01.435281+01:00", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" "beneficiary" : { "creditor" : { "name" : "June Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] 
 
}, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] } }, { "paymentId" : { "instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4" }, "requestedExecutionDate" : "2021-11-16T15:30:01.435281+01:00", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "John Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", 
 
"issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] } } ], "supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure" } }
8.2.1.2. Response
Status code: 201 Headers
X-Request-Id: f042f1d0-26ec-4df9-acaa-14c130431f60 location: /v1/payment-requests/payment-request_rsc2648
Keep-Alive: timeout=60
Connection: keep-alive
8.2.1.3. Body
{
  "appliedAuthenticationApproach": "REDIRECT",
  "_links": {
    "consentApproval": {
      "href": "https://psd2.aspsp/consent-approval"
    }
  }
}

8.2.2. Payment Request Retrieval

8.2.2.1. Request
GET http://localhost:18080/v1/payment-requests/payment-request_rsc2648 No specific headers 
 
No body data
8.2.2.2. Response
Status code: 200 Headers
X-Request-Id: 70dd9124-f366-4b9b-a488-5bc4630b3869
Keep-Alive: timeout=60
Connection: keep-alive
8.2.2.3. Body

Note: this body was extracted from a PDF that lost some structural separators (braces / commas). Refer to the source PDF for the canonical JSON.

{ "paymentRequest" : { "resourceId" : "payment-request_rsc2648", 
 
"paymentInformationId" : "MyPmtInfId", "creationDateTime" : "2021-11-16T14:30:01.435239Z", "numberOfTransactions" : 2, "initiatingParty" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "paymentTypeInformation" : { "serviceLevel" : "SEPA", "localInstrument" : "INST", "categoryPurpose" : "CASH" }, "debtor" : { "name" : "MyCustomer", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ" } }, "debtorAgent" : { "bicFi" : "BNKAFRPPXXX" }, "chargeBearer" : "SLEV", "paymentInformationStatus" : "PDNG", "creditTransferTransaction" : [ { "paymentId" : { "instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" }, "resourceId" : "transaction_rsc2649", "requestedExecutionDate" : "2021-11-16T14:30:01.435281Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "June Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { 
 
"country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR","purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] "transactionStatus" : "PDNG","instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4","resourceId" : "transaction_rsc2650", "requestedExecutionDate" : "2021-11-16T14:30:01.435281Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR","name" : "John Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR","privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR","creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910","ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR","purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] "transactionStatus" : "PDNG","supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "appliedAuthenticationApproach" : "REDIRECT", "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure", "nextStatusRequestHint" : "2021-11-16T15:35:01.473227+01:00" 
 
}, 
 
"_links" : { 
 
"request" : { "href" : "/v1/payment-requests/payment-request_rsc2648" }, "confirmation" : { "href" : "/v1/payment-requests/payment-request_rsc2648/confirmation" } } }

8.2.3. Payment Request Confirmation

8.2.3.1. Request
POST http://localhost:18080/v1/payment-requests/payment-request_rsc2648/confirmation Headers 
 
content-length: 22 Body 
 
{ "nonce" : "Nonce56fdd" }
8.2.3.2. Response
Status code: 200 Headers
X-Request-Id: 0278982b-3a62-433b-9feb-fa99715fe4cb
Keep-Alive: timeout=60
Connection: keep-alive
8.2.3.3. Body

Note: this body was extracted from a PDF that lost some structural separators (braces / commas). Refer to the source PDF for the canonical JSON.

{ "paymentRequest" : { "resourceId" : "payment-request_rsc2648", "paymentInformationId" : "MyPmtInfId", "creationDateTime" : "2021-11-16T14:30:01.435239Z", 
 
"numberOfTransactions" : 2, "initiatingParty" : { "name" : "MyPreferredPisp", 
 
"postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR","paymentTypeInformation" : { "serviceLevel" : "SEPA", "localInstrument" : "INST", "categoryPurpose" : "CASH","debtor" : { "name" : "MyCustomer", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] 
 
}, "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ" } }, "debtorAgent" : { "bicFi" : "BNKAFRPPXXX" }, "chargeBearer" : "SLEV", "paymentInformationStatus" : "ACSC", "creditTransferTransaction" : [ { "paymentId" : { "instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" }, "resourceId" : "transaction_rsc2649", "requestedExecutionDate" : "2021-11-16T14:30:01.435281Z", "appliedExecutionDate" : "2021-11-16T14:30:01.492825Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "June Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] }, "transactionStatus" : "ACSC" }, { "paymentId" : { "instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4" }, "resourceId" : "transaction_rsc2650", "requestedExecutionDate" : "2021-11-16T14:30:01.435281Z", "appliedExecutionDate" : "2021-11-16T14:30:01.492924Z", "instructedAmount" : { "amount" : 124.35, 
 
"currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "John Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] }, "transactionStatus" : "ACSC" } ], "supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "appliedAuthenticationApproach" : "REDIRECT", "appliedAuthentication" : "strongAuthentication", "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure", "nextStatusRequestHint" : "2021-11-16T15:35:01.492749+01:00" } }, "_links" : { "request" : { "href" : "/v1/payment-requests/payment-request_rsc2648" } } }
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